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Help! My Wallet Needs a Makeover

My wallet officially became embarrassing a few weeks ago, when I opened it up to pay for a coffee. Out spilled ATM receipts (showing my dismal balance), slips of motivational notes to myself (“Go to...

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How to embrace financial failures in a way that makes you richer

Good financial intentions: we all have them. Yet, with the American savings rate at an anemic 4.6% of income and the average household credit card debt load of $15,956 (for households with credit card...

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